inner hero banner mobile banner shadow
Credit Card Fraud

New Jersey Credit Card Fraud Lawyer 

Top Rated New Jersey Credit Card Fraud Lawyer Defending Clients Accused of Credit Card Fraud In Camden County, Burlington County, Cumberland County, Gloucester County, and Throughout NJ 

New Jersey criminal courts take credit card fraud seriously. If you are arrested and charged with credit card theft or fraud, you could be facing jail time as well as the long-lasting stigma that comes with a criminal record. It is crucial to have a skilled and experienced New Jersey credit card fraud lawyer fighting in your corner. A skilled and experienced attorney can effectively guide you through the process. They can help to significantly improve the outcome of your case. 

The lawyers at Aydelotte & Scardella Law LLC are committed to defending the rights of those accused of credit card fraud.  Our skilled, experienced, and knowledgeable credit card lawyers have years of experience in defending people against credit card charges.  We will help you navigate the complex New Jersey justice system and fight to protect your rights. We will develop a strong defense strategy on your behalf and fight for the most favorable outcome possible in your case.

Don’t take your freedom for granted. Contact Aydelotte & Scardella Law LLC and book an appointment to speak with a top-rated Camden credit card fraud lawyer. 

Understanding Credit Card Fraud in New Jersey

Credit card fraud encompasses various illegal activities related to credit cards. The list of crimes that are considered to be credit card fraud is constantly being updated. The Credit Card Fraud Act of New Jersey groups credit card fraud crimes into three categories: 

  • Theft of credit cards 
  • Fraudulent use of credit cards 
  • Giving false statements in order to obtain a credit card 

Under this act, a person can be arrested and charged with credit card fraud if they are found to have: 

  • Used a credit card knowing that the card had expired, been revoked, or forged. 
  • Falsely represented themselves as the cardholder 
  • Been in possession of equipment that was used in the forging of credit cards
  • Received money, services, or goods by credit card theft or fraud 
  • Furnished goods or services to a buyer who used a credit card that was previously known by the seller to have been forged, stolen, revoked, or have expired. 

Credit Card Penalties in New Jersey 

New Jersey credit card frauds punishment can be quite harsh as the state takes these crimes very seriously. Credit card fraud in New Jersey is categorized as either third or fourth degree felonies. How severe the charges will be will depend on the facts and circumstances of your case. 

The penalties for credit card fraud depend on the severity of your charges. 

Fourth-degree charges 

These charges are the least severe. A person can be charged with fourth-degree charges if they: 

  • Sell stolen credit cards 
  • Use a credit card as security for a loan with the intention of defrauding their lender 
  • Make false statements in order to obtain a credit card 
  • Use or take a credit card without the consent of the owner. 

These crimes attract a maximum sentence of 18 months in New Jersey State Prison. You may also be required to pay a fine of up to $10,000 in addition to refunding the victim and paying for the court fees. 

Third-degree charges 

These are more serious charges. A person may be charged with third-degree credit card fraud for: 

  • Using a stolen, fictitious or altered credit card 
  • Forging, altering, or counterfeiting a credit card with the intention of defrauding others 
  • Being in possession of equipment or materials used for forging credit cards 
  • Using a credit card with the intention to defraud others 
  • Furnishing goods to a buyer while knowing that the buyer is using a forged, revoked or expired credit card. 

An experienced credit card fraud lawyer can help to get the charges dropped or reduced. You can avoid credit card fraud jail time and spare yourself from having a criminal record. Contact Aydelotte & Scardella Law LLC for guidance from a top-rated lawyer. 

Contact Aydelotte & Scardella Law LLC for Help from a Top Rated New Jersey Credit Card Fraud Lawyer 

New Jersey Credit Card Fraud Lawyer

Being faced with a criminal conviction can be scary. Laws governing credit card fraud in New Jersey can be complex and confusing. It helps to have an experienced and knowledgeable credit card fraud attorney guiding and supporting you throughout the process. 

Contact Aydelotte & Scardella Law LLC to schedule a consultation with a top-rated New Jersey credit card fraud lawyer. We’d be happy to discuss the details of your case and review the evidence against you. We’ll help you understand your legal rights and the options available to you. With the help of a skilled and knowledgeable attorney from our law firm, you’ll get the best outcome in your case. Call us now to schedule your appointment for a consultation. 

Frequently Asked Questions about Credit Card Fraud in New Jersey 

Is the punishment for credit card fraud in New Jersey based on the value of the money stolen?

In New Jersey, the punishment given for theft such as shoplifting is based on the value of the goods stolen. However, credit card fraud is different. In fact, the prosecution doesn’t have the burden of proving that you actually stole money. The value of the amount of money stolen has no bearing on the punishment. The prosecution simply needs to show there was intent to defraud. This is an adequate basis for a charge and conviction.

I used a credit card that I obtained illegally but didn’t commit the fraud myself. Can I be charged with credit card fraud?

This depends on whether you knew the credit card had been obtained fraudulently prior to using it. According to New Jersey law, if a person knowingly benefited from the fraudulent activity of another, they can be charged with fraud. It is crucial that you discuss your case with a New Jersey Credit card fraud lawyer to determine what your rights are and how best to approach your case.



Aydelotte Scardella

Why Choose Us

  • 20 Years of Experience
    When your freedom is at stake, experience matters. At Aydelotte & Scardella, LLC, we have nearly 20 years of experience defending clients just like you. We’re proud to have been recognized by South Jersey Magazine as a Top Lawyer in Criminal Defense, “Rising Star” lawyers by Super Lawyers Magazine, “Awesome Attorney” by South Jersey Magazine in 2018 and by the Mercer County Bar Association for our legal abilities and commitment to legal education.
    01 /03
  • Dedicated to Our Clients
    At Aydelotte & Scardella, LLC, we have dedicated our legal careers to defending individuals who have been accused of a crime. We will take the time to answer any questions you may have about the charges against you, what to expect during the process and develop the strongest criminal defense strategy available in your case. We know that a criminal conviction can follow you for the rest of your life, so we will leave no stone unturned to ensure that you have the strongest defense as possible.
    02 /03
  • Aggressive Defense
    We aggressively fight for individuals who have been charged with assault, shoplifting, sex crimes, domestic violence, drug crimes, weapon offenses, juvenile crimes and much more. Contact Aydelotte & Scardella, LLC today for a free criminal defense consultation. We’re ready to help you get your life back on track.
    03 /03