New Jersey Credit Card Fraud Lawyer
Top Rated New Jersey Credit Card Fraud Lawyer Defending Clients Accused of Credit Card Fraud In Camden County, Burlington County, Cumberland County, Gloucester County, and Throughout NJ
New Jersey criminal courts take credit card fraud seriously. If you are arrested and charged with credit card theft or fraud, you could be facing jail time as well as the long-lasting stigma that comes with a criminal record. It is crucial to have a skilled and experienced New Jersey credit card fraud lawyer fighting in your corner. A skilled and experienced attorney can effectively guide you through the process. They can help to significantly improve the outcome of your case.
The lawyers at Aydelotte & Scardella Law LLC are committed to defending the rights of those accused of credit card fraud. Our skilled, experienced, and knowledgeable credit card lawyers have years of experience in defending people against credit card charges. We will help you navigate the complex New Jersey justice system and fight to protect your rights. We will develop a strong defense strategy on your behalf and fight for the most favorable outcome possible in your case.
Don’t take your freedom for granted. Contact Aydelotte & Scardella Law LLC and book an appointment to speak with a top-rated Camden credit card fraud lawyer.
Understanding Credit Card Fraud in New Jersey
Credit card fraud encompasses various illegal activities related to credit cards. The list of crimes that are considered to be credit card fraud is constantly being updated. The Credit Card Fraud Act of New Jersey groups credit card fraud crimes into three categories:
- Theft of credit cards
- Fraudulent use of credit cards
- Giving false statements in order to obtain a credit card
Under this act, a person can be arrested and charged with credit card fraud if they are found to have:
- Used a credit card knowing that the card had expired, been revoked, or forged.
- Falsely represented themselves as the cardholder
- Been in possession of equipment that was used in the forging of credit cards
- Received money, services, or goods by credit card theft or fraud
- Furnished goods or services to a buyer who used a credit card that was previously known by the seller to have been forged, stolen, revoked, or have expired.
Credit Card Penalties in New Jersey
New Jersey credit card frauds punishment can be quite harsh as the state takes these crimes very seriously. Credit card fraud in New Jersey is categorized as either third or fourth degree felonies. How severe the charges will be will depend on the facts and circumstances of your case.
The penalties for credit card fraud depend on the severity of your charges.
Fourth-degree charges
These charges are the least severe. A person can be charged with fourth-degree charges if they:
- Sell stolen credit cards
- Use a credit card as security for a loan with the intention of defrauding their lender
- Make false statements in order to obtain a credit card
- Use or take a credit card without the consent of the owner.
These crimes attract a maximum sentence of 18 months in New Jersey State Prison. You may also be required to pay a fine of up to $10,000 in addition to refunding the victim and paying for the court fees.
Third-degree charges
These are more serious charges. A person may be charged with third-degree credit card fraud for:
- Using a stolen, fictitious or altered credit card
- Forging, altering, or counterfeiting a credit card with the intention of defrauding others
- Being in possession of equipment or materials used for forging credit cards
- Using a credit card with the intention to defraud others
- Furnishing goods to a buyer while knowing that the buyer is using a forged, revoked or expired credit card.
An experienced credit card fraud lawyer can help to get the charges dropped or reduced. You can avoid credit card fraud jail time and spare yourself from having a criminal record. Contact Aydelotte & Scardella Law LLC for guidance from a top-rated lawyer.
Contact Aydelotte & Scardella Law LLC for Help from a Top Rated New Jersey Credit Card Fraud Lawyer
Being faced with a criminal conviction can be scary. Laws governing credit card fraud in New Jersey can be complex and confusing. It helps to have an experienced and knowledgeable credit card fraud attorney guiding and supporting you throughout the process.
Contact Aydelotte & Scardella Law LLC to schedule a consultation with a top-rated New Jersey credit card fraud lawyer. We’d be happy to discuss the details of your case and review the evidence against you. We’ll help you understand your legal rights and the options available to you. With the help of a skilled and knowledgeable attorney from our law firm, you’ll get the best outcome in your case. Call us now to schedule your appointment for a consultation.
Frequently Asked Questions about Credit Card Fraud in New Jersey
In New Jersey, the punishment given for theft such as shoplifting is based on the value of the goods stolen. However, credit card fraud is different. In fact, the prosecution doesn’t have the burden of proving that you actually stole money. The value of the amount of money stolen has no bearing on the punishment. The prosecution simply needs to show there was intent to defraud. This is an adequate basis for a charge and conviction.
This depends on whether you knew the credit card had been obtained fraudulently prior to using it. According to New Jersey law, if a person knowingly benefited from the fraudulent activity of another, they can be charged with fraud. It is crucial that you discuss your case with a New Jersey Credit card fraud lawyer to determine what your rights are and how best to approach your case.
